Steven R. Lloyd

Business Owner Retirement Planning

Steven R. Lloyd – Wealth Manager

Wealth Manager

Throughout his career, Steven has implemented and run numerous retirement plans ranging from specialty few partner medical and law practice companies to hospitals and corporations with multiple thousands of employees nationwide. A crucial focus he consistently delivers on is providing personal, financially holistic plans to all clients regardless of size and location. The process of being able to use the best bread products and open architecture and unconstrained platforms is what allows him to manage such a robust planning service to his clients.

Steven then takes this same philosophy of investment and planning approach to the individuals and families that entrust him with their financial success. He understands that we all have similar goals and objectives in life but that life for each of us is experienced very differently. By tailoring a plan that not only keeps the focus on the end goals but also address and plan for any road blocks that may come in the path to success, he is able to instill confidence and empower his trusted clients in a sometimes very scary and confusing world. He also understands that goals often times don’t end with life, he makes sure to partner with other trusted advisors in the worlds of tax and estate planning to manage all the hard work they put into this life continues for generations.

Prior to forming Sphere Partners, Steven worked for many years with Merrill Lynch providing financial and wealth management advice to individuals, families, and businesses. Merrill Lynch served to be the perfect training ground as that is where Steven learned the markets and developed his investment philosophy that sustains his clients and business today. He started as an intern for Merrill his senior year of college and gained a couple of key mentors. One mentor was young and adaptive to new and more modern concepts and the other was older and wiser, giving him great vision into the mindsets of different people. While in college and in his early career Steven studied Behavioral Finance and truly came to understand that to advise anyone he must first get to know their mindset, purpose, and approach to life. Steven worked and put himself through school while at the same time starting a family. Steven is a graduate of the University of Nevada Las Vegas, with a degree in Finance. He has a special understanding of individual, family, and business needs as he lives those each day.

When not in his suite or in the office, Steve can be found with his family and friends enjoying the outdoors. He loves Lake Mead and surfing and wakeboarding as well as enjoying time in the mountains fishing and hunting. His children bring him the most joy and when they are in the city, Steven is either coaching or cheering them on in their sporting and other events.

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Sphere Partners and LPL Financial do not provide legal or tax advice or services. Please consult your legal or tax advisor regarding your specific situation.